{"id":410421,"date":"2019-10-01T06:01:34","date_gmt":"2019-10-01T04:01:34","guid":{"rendered":""},"modified":"2020-08-17T15:57:36","modified_gmt":"2020-08-17T13:57:36","slug":"nakup-novega-avtomobila-kako-ga-financirati","status":"publish","type":"post","link":"https:\/\/citymagazine.si\/en\/buying-a-new-car-how-to-finance-it\/","title":{"rendered":"Buying a new car - how to finance it?"},"content":{"rendered":"<div class=\"content-mb-30\"><p style=\"font-weight: 700;text-transform: uppercase; font-size: 18px;\">Anyone who has ever bought or is in the process of buying a new car knows that despite discounts and favorable financing, buying a car is still a big financial deal. Therefore, it requires quite a bit of preparation and calculation.\r\n<\/p><\/div><div class=\"block-da-1 block-da block-da-post_middle_content clearfix content-mb-30\"><div class=\"iAdserver\" data-iadserver-zone=\"1742\" data-no-translation><script async>_ipromNS(\"zone\",1742)<\/script><\/div><\/div><p>On the Internet, we can find quite a lot of information about the offers and discounts offered by certain brands. However, the final price of the selected car will be most accurately calculated for you when you visit the showroom in person. There you will also agree on payment options with the seller.<div class=\"cmag-lock-wrapper\" itemscope itemtype=\"https:\/\/schema.org\/WebPageElement\"><div class=\"cmag-lock-marker\" data-cmag-lock-post-id=\"410421\" data-cmag-lock-global=\"1\"><\/div>\n<h3>Immediate payment<\/h3>\n<p>It is common knowledge that the car <strong>the easiest way to buy with savings.<\/strong> Before you decide to spend your savings, take stock of your income and expenses and consider any <strong>new financial burdens<\/strong>, which await you in the coming years. Even if the savings are only enough for part of the purchase price, it is good to know that no savings or investment will be as profitable as you will have to shell out for the cost of financing the car.<\/p>\n<figure id=\"attachment_410430\" aria-describedby=\"caption-attachment-410430\" style=\"width: 660px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/shutterstock_353251736.jpg?ssl=1\"><img decoding=\"async\" data-attachment-id=\"410430\" data-permalink=\"https:\/\/citymagazine.si\/en\/buying-a-new-car-how-to-finance-it\/shutterstock_353251736\/\" data-orig-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/shutterstock_353251736.jpg?fit=1000%2C563&amp;ssl=1\" data-orig-size=\"1000,563\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"shutterstock_353251736\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Pred nakupom avtomobila se pozanimajte, katero financiranje je za vas najugodnej\u0161e.&lt;\/p&gt;\" data-medium-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/shutterstock_353251736.jpg?fit=660%2C372&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/shutterstock_353251736.jpg?fit=1000%2C500&amp;ssl=1\" loading=\"lazy\" class=\"size-medium wp-image-410430\" src=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/shutterstock_353251736.jpg?resize=660%2C372&#038;ssl=1\" alt=\"Before buying a car, find out which financing is the most favorable for you.\" width=\"660\" height=\"372\" srcset=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/shutterstock_353251736.jpg?resize=660%2C372&amp;ssl=1 660w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/shutterstock_353251736.jpg?resize=150%2C84&amp;ssl=1 150w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/shutterstock_353251736.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/shutterstock_353251736.jpg?w=1000&amp;ssl=1 1000w\" sizes=\"(max-width: 660px) 100vw, 660px\" data-recalc-dims=\"1\" \/><figcaption id=\"caption-attachment-410430\" class=\"wp-caption-text\"><noscript><img decoding=\"async\" data-attachment-id=\"410430\" data-permalink=\"https:\/\/citymagazine.si\/en\/buying-a-new-car-how-to-finance-it\/shutterstock_353251736\/\" data-orig-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/shutterstock_353251736.jpg?fit=1000%2C563&amp;ssl=1\" data-orig-size=\"1000,563\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"shutterstock_353251736\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Pred nakupom avtomobila se pozanimajte, katero financiranje je za vas najugodnej\u0161e.&lt;\/p&gt;\" data-medium-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/shutterstock_353251736.jpg?fit=660%2C372&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/shutterstock_353251736.jpg?fit=1000%2C500&amp;ssl=1\" class=\"size-medium wp-image-410430\" src=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/shutterstock_353251736.jpg?resize=660%2C372&#038;ssl=1\" alt=\"Before buying a car, find out which financing is the most favorable for you.\" width=\"660\" height=\"372\" srcset=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/shutterstock_353251736.jpg?resize=660%2C372&amp;ssl=1 660w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/shutterstock_353251736.jpg?resize=150%2C84&amp;ssl=1 150w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/shutterstock_353251736.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/shutterstock_353251736.jpg?w=1000&amp;ssl=1 1000w\" sizes=\"(max-width: 660px) 100vw, 660px\" data-recalc-dims=\"1\" \/><\/noscript><\/a> Before buying a car, find out which financing is the most favorable for you.<\/figcaption><\/figure>\n<h3>Renting credit or leasing<\/h3>\n<p>Since the savings are usually not enough to buy a car, most buyers resort to it <strong>credit or leasing options<\/strong>. For which, of course, you have to pay <strong>interest<\/strong>. Common sense and economic logic say that you should never strain your income too much, but on the other hand, it is not recommended to pay off the loan too slowly due to the interest rate and the decrease in the value of the car.<br \/>\nIf you are faced with the dilemma of whether to finance the purchase with credit or leasing, it is good to know the basic difference between the two. <strong>By renting a loan, you become the owner of the car immediately<\/strong>, and in the case of leasing, the lessor buys the vehicle for you and gives it to you for use under the agreed conditions, and you pay him the agreed monthly amounts for this. Generally speaking, they are <strong>conditions for leasing approval are somewhat less strict<\/strong> as with credit leasing, although lessors must also check your creditworthiness. Unlike a loan, with some lessors you will have to deduct the first deposit when signing the contract, often this is a fifth of the value of the car, but of course this will reduce the interest costs.<\/p>\n<h3>Financing SEAT 1%<\/h3>\n<p>Financing 1% to you <strong>allows you to buy a SEAT model for 1% of its retail price per month.<\/strong> With this method of financing your new SEAT car, you can choose between different deposit amounts (10, 18 or 28 percent of the vehicle&#039;s retail price), and for the Ateca and Leon models, it is even possible to purchase without a deposit. <strong>You can pay off the vehicle <\/strong>up to 72 months. The advantage of financing the SEAT 1% is yes <strong>the amount of the monthly installment remains the same throughout the financing period<\/strong>, that is one percent of the retail price of the vehicle per month.<\/p>\n<figure id=\"attachment_410429\" aria-describedby=\"caption-attachment-410429\" style=\"width: 660px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/seat-lizing-e1568878709441.jpg?ssl=1\"><img decoding=\"async\" data-attachment-id=\"410429\" data-permalink=\"https:\/\/citymagazine.si\/en\/buying-a-new-car-how-to-finance-it\/seat-lizing\/\" data-orig-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/seat-lizing-e1568878709441.jpg?fit=1000%2C556&amp;ssl=1\" data-orig-size=\"1000,556\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"seat lizing\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Financiranje 1% vam omogo\u010da nakup vozila modela SEAT za 1% njegove maloprodajne cene na mesec.&lt;\/p&gt;\" data-medium-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/seat-lizing-e1568878709441.jpg?fit=660%2C367&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/seat-lizing-e1568878709441.jpg?fit=1000%2C500&amp;ssl=1\" loading=\"lazy\" class=\"size-medium wp-image-410429\" src=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/seat-lizing.jpg?resize=660%2C367&#038;ssl=1\" alt=\"1% financing allows you to purchase a SEAT model vehicle for 1% of its retail price per month.\" width=\"660\" height=\"367\" data-recalc-dims=\"1\" \/><figcaption id=\"caption-attachment-410429\" class=\"wp-caption-text\"><noscript><img decoding=\"async\" data-attachment-id=\"410429\" data-permalink=\"https:\/\/citymagazine.si\/en\/buying-a-new-car-how-to-finance-it\/seat-lizing\/\" data-orig-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/seat-lizing-e1568878709441.jpg?fit=1000%2C556&amp;ssl=1\" data-orig-size=\"1000,556\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"seat lizing\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Financiranje 1% vam omogo\u010da nakup vozila modela SEAT za 1% njegove maloprodajne cene na mesec.&lt;\/p&gt;\" data-medium-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/seat-lizing-e1568878709441.jpg?fit=660%2C367&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/seat-lizing-e1568878709441.jpg?fit=1000%2C500&amp;ssl=1\" class=\"size-medium wp-image-410429\" src=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2019\/09\/seat-lizing.jpg?resize=660%2C367&#038;ssl=1\" alt=\"1% financing allows you to purchase a SEAT model vehicle for 1% of its retail price per month.\" width=\"660\" height=\"367\" data-recalc-dims=\"1\" \/><\/noscript><\/a> 1% financing allows you to purchase a SEAT model vehicle for 1% of its retail price per month.<\/figcaption><\/figure>\n<p><strong>Funding 1%<\/strong> is suitable both for natural persons as well as for companies and self-employed persons, with a fleet of up to 5 vehicles. The buyer pays upon signing the contract <strong>one-time approval fee<\/strong> and <strong>payment of the first monthly installment<\/strong>, which is one percent of the retail price of the vehicle. <strong>The remaining installments are paid once a month<\/strong>, namely as many months as specified in the contract. The buyer then has only one more left <strong>repayment of the remaining value, which depends on the amount of the deposit and the financing period.<\/strong> If you are worried that you will overpay for the vehicle in case of 1% financing, you <strong>at SEAT, they guarantee that with this type of financing, for a period of up to 72 months, you will only pay the retail price of the vehicle<\/strong> and nothing more. The only additional cost is the financing approval fee, which is 1% of the financing amount. But don&#039;t forget that the vehicle must be financed at all times <strong>compulsory and fully insured.<\/strong> It is certainly an important fact that in this case it is about <strong>financial leasing with a fixed contractual interest rate<\/strong>. The financial institution that approves the leasing is therefore the owner of the vehicle until the final repayment of the obligation. Once the entire amount is paid, ownership of the vehicle passes to you.<\/p>\n<div class=\"su-button-center\"><a href=\"https:\/\/mojseat.si\/procent\/list\/0?gclid=EAIaIQobChMIn6aEqazc5AIVEETTCh1KgAf2EAAYASAAEgJ-tPD_BwE\" class=\"su-button su-button-style-flat su-button-wide\" style=\"color:#FFFFFF;background-color:#ed8251;border-color:#be6841;border-radius:0px;-moz-border-radius:0px;-webkit-border-radius:0px\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"color:#FFFFFF;padding:8px 24px;font-size:18px;line-height:27px;border-color:#f3a886;border-radius:0px;-moz-border-radius:0px;-webkit-border-radius:0px;text-shadow:none;-moz-text-shadow:none;-webkit-text-shadow:none\"><i class=\"sui sui-hand-o-right\" style=\"font-size:18px;color:#FFFFFF\"><\/i> CALCULATE THE COST OF PURCHASING A NEW SEAT VEHICLE WITH SEAT 1% FINANCING<\/span><\/a><\/div>\n<div class=\"auto-translation-notice\" data-no-translation data-nonce=\"2eee8b59ef\" data-language=\"en_US\" data-post-id=\"410421\"><\/div><div class=\"info-box-embed content-mb-30\">\n\t\t\t<div class=\"info-box-title\">Suggested<\/div>\n\t\t\t<div class=\"info-box-embed-container\">\n\t\t\t\t<div class=\"info-box-embed-thumb\">\n\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"100\" height=\"100\" src=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?resize=100%2C100&amp;ssl=1\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?resize=100%2C100&amp;ssl=1 100w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?resize=293%2C293&amp;ssl=1 293w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?resize=390%2C390&amp;ssl=1 390w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?resize=585%2C585&amp;ssl=1 585w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?resize=900%2C900&amp;ssl=1 900w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?zoom=2&amp;resize=100%2C100&amp;ssl=1 200w\" sizes=\"(max-width: 100px) 100vw, 100px\" data-attachment-id=\"593301\" data-permalink=\"https:\/\/citymagazine.si\/en\/xiaomi-14-ultra-not-just-a-phone-a-real-photographic-revolution\/img_20240409_110850_1\/\" data-orig-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?fit=4096%2C2592&amp;ssl=1\" data-orig-size=\"4096,2592\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;4&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;24030PN60G&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;1712660930&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;8.72&quot;,&quot;iso&quot;:&quot;50&quot;,&quot;shutter_speed&quot;:&quot;0.008303431&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"IMG_20240409_110850_1\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Foto: Peter Irman&lt;\/p&gt;\" data-medium-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?fit=660%2C418&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?fit=948%2C600&amp;ssl=1\" data-no-translation=\"\" \/><noscript><img decoding=\"async\" width=\"100\" height=\"100\" src=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?resize=100%2C100&amp;ssl=1\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?resize=100%2C100&amp;ssl=1 100w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?resize=293%2C293&amp;ssl=1 293w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?resize=390%2C390&amp;ssl=1 390w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?resize=585%2C585&amp;ssl=1 585w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?resize=900%2C900&amp;ssl=1 900w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?zoom=2&amp;resize=100%2C100&amp;ssl=1 200w\" sizes=\"(max-width: 100px) 100vw, 100px\" data-attachment-id=\"593301\" data-permalink=\"https:\/\/citymagazine.si\/en\/xiaomi-14-ultra-not-just-a-phone-a-real-photographic-revolution\/img_20240409_110850_1\/\" data-orig-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?fit=4096%2C2592&amp;ssl=1\" data-orig-size=\"4096,2592\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;4&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;24030PN60G&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;1712660930&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;8.72&quot;,&quot;iso&quot;:&quot;50&quot;,&quot;shutter_speed&quot;:&quot;0.008303431&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"IMG_20240409_110850_1\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Foto: Peter Irman&lt;\/p&gt;\" data-medium-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?fit=660%2C418&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/04\/IMG_20240409_110850_1.jpg?fit=948%2C600&amp;ssl=1\" data-no-translation=\"\" \/><\/noscript>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"info-box-embed-meta\">\n\t\t\t\t\t<div class=\"info-box-embed-categories\">\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<h3><a href=\"https:\/\/citymagazine.si\/en\/xiaomi-14-ultra-not-just-a-phone-a-real-photographic-revolution\/\" target=\"_top\">\n\t\t\t\t\t\tXiaomi 14 Ultra: Not just a phone, a true photography revolution\n\t\t\t\t\t<\/a><\/h3>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><p><div class=\"info-box\">\n\t\t\t\t\t\t\t\t<div class=\"info-box-title\">Info Box<\/div><p><strong>More information at:<\/strong><br \/>\n<a href=\"https:\/\/mojseat.si\/procent\/list\/0?gclid=EAIaIQobChMIn6aEqazc5AIVEETTCh1KgAf2EAAYASAAEgJ-tPD_BwE\" target=\"_blank\">seat.si<\/a><\/p><p><div class=\"inline-post clearfix\"><div class=\"see-also byline\">See also<\/div><div id=\"block-wrap-97333\" class=\"block-wrap-native block-wrap block-wrap-23 block-css-97333 block-wrap-classic columns__m--1 elements-design-1 block-ani block-skin-0 tipi-box block-wrap-thumbnail ppl-m-1 clearfix\" data-id=\"97333\" data-base=\"0\"><div class=\"tipi-row-inner-style clearfix\"><div class=\"tipi-row-inner-box contents sticky--wrap\"><div class=\"block block-23 clearfix\"><article class=\"tipi-xs-12 clearfix with-fi ani-base tipi-xs-typo split-1 split-design-1 loop-0 preview-thumbnail preview-23 elements-design-1 post-590022 post type-post status-publish format-standard has-post-thumbnail hentry category-avtomobili tag-nissan tag-suv tag-terenec current-post-id-590022 ads-enabled\" style=\"--animation-order:0\"><div class=\"preview-mini-wrap clearfix\"><div class=\"mask\"><a href=\"https:\/\/citymagazine.si\/en\/nissan-kicks-2025-4x4-drive-is-a-small-suv-with-american-ambitions\/\" class=\"mask-img\"><img decoding=\"async\" width=\"100\" height=\"100\" src=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/03\/2025-nissan-kicks-13.jpg?resize=100%2C100&amp;ssl=1\" class=\"attachment-thumbnail size-thumbnail zeen-lazy-load-base zeen-lazy-load  wp-post-image\" alt=\"Nissan Kicks\" srcset=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/03\/2025-nissan-kicks-13.jpg?resize=100%2C100&amp;ssl=1 100w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/03\/2025-nissan-kicks-13.jpg?resize=293%2C293&amp;ssl=1 293w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/03\/2025-nissan-kicks-13.jpg?resize=390%2C390&amp;ssl=1 390w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/03\/2025-nissan-kicks-13.jpg?resize=585%2C585&amp;ssl=1 585w, 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data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"2025-nissan-kicks (13)\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Foto: Nissan &lt;\/p&gt;\" data-medium-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/03\/2025-nissan-kicks-13.jpg?fit=660%2C371&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/03\/2025-nissan-kicks-13.jpg?fit=1000%2C563&amp;ssl=1\" loading=\"lazy\" data-no-translation=\"\" \/><noscript><img decoding=\"async\" width=\"100\" height=\"100\" src=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/03\/2025-nissan-kicks-13.jpg?resize=100%2C100&amp;ssl=1\" class=\"attachment-thumbnail size-thumbnail zeen-lazy-load-base zeen-lazy-load  wp-post-image\" alt=\"Nissan Kicks\" srcset=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/03\/2025-nissan-kicks-13.jpg?resize=100%2C100&amp;ssl=1 100w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/03\/2025-nissan-kicks-13.jpg?resize=293%2C293&amp;ssl=1 293w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/03\/2025-nissan-kicks-13.jpg?resize=390%2C390&amp;ssl=1 390w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/03\/2025-nissan-kicks-13.jpg?resize=585%2C585&amp;ssl=1 585w, https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/03\/2025-nissan-kicks-13.jpg?resize=900%2C900&amp;ssl=1 900w, 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(13)\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Foto: Nissan &lt;\/p&gt;\" data-medium-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/03\/2025-nissan-kicks-13.jpg?fit=660%2C371&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/citymagazine.si\/wp-content\/uploads\/2024\/03\/2025-nissan-kicks-13.jpg?fit=1000%2C563&amp;ssl=1\" loading=\"lazy\" data-no-translation=\"\" \/><\/noscript><\/a><\/div><div class=\"meta\"><div class=\"byline byline-2 byline-cats-design-1\"><div class=\"byline-part cats\"><a href=\"https:\/\/citymagazine.si\/en\/category\/mobility\/avtomobili\/\" class=\"cat\">Cars<\/a><\/div><\/div><div class=\"title-wrap\"><h3 class=\"title\"><a href=\"https:\/\/citymagazine.si\/en\/nissan-kicks-2025-4x4-drive-is-a-small-suv-with-american-ambitions\/\">Nissan Kicks 2025: 4\u00d74 drive is a small SUV with American ambitions<\/a><\/h3><\/div><\/div><\/div><\/article><\/div><\/div><\/div><\/div><\/div><\/p><p><div class=\"block-da-1 block-da block-da-post_middle_content da-style-1 clearfix\"><div class=\"iAdserver\" data-iadserver-zone=\"1744\" data-no-translation><script async>_ipromNS(\"zone\",1744)<\/script><\/div><\/div><\/p>\n<p><strong>Content provided by Seat.<\/strong><\/p>\n<\/div><\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>Anyone who has ever bought or is in the process of buying a new car knows that despite discounts and favorable financing, buying a car is still a big financial deal. Therefore, it requires quite a bit of preparation and calculation.<\/p>","protected":false},"author":4,"featured_media":410428,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ep_exclude_from_search":false,"footnotes":""},"categories":[15192,15184],"tags":[2368,7263,14623,2773,2939,491,1225,488,14952],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.0 (Yoast SEO v22.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Nakup novega avtomobila - kako ga financirati? | City Magazine<\/title>\n<meta name=\"description\" content=\"Vsi, ki ste \u017ee kdaj kupovali ali pa ravno kupujete nov avtomobil, veste, da je kljub popustom in ugodnemu financiranju nakup avtomobila vseeno velik finan\u010dni zalogaj. Zato je zanj potrebno kar nekaj priprav in prera\u010dunavanja.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/citymagazine.si\/en\/buying-a-new-car-how-to-finance-it\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nakup novega avtomobila - kako ga financirati?\" \/>\n<meta property=\"og:description\" content=\"Vsi, ki ste \u017ee kdaj kupovali ali pa ravno kupujete nov avtomobil, veste, da je kljub popustom in ugodnemu financiranju nakup avtomobila vseeno velik finan\u010dni zalogaj. 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