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Kakeibo: 특별한 노력이나 취소 없이 매달 수백 유로를 절약하세요

Kakeibo: brez posebnega truda in odpovedovanja privarčuj mesečno več sto evrov

월말에 예상보다 많은 돈을 지출했지만 그 돈이 어디로 갔는지조차 모르는 경우가 많습니다. Kakeibo는 귀하의 은행 계좌에 매달 몇 디나르를 더 유지할 수 있도록 도와드립니다.

Kakeibo: The Japanese Art of Saving Money je knjiga, ki je popolnoma obnorela 세계 – kar niti ni nenavadno, saj v njej bralci izveste, kako prihraniti čim več denarja.

이름은 흥미로운, koncept pa še : gre za 100-letno kombinacijo ‘bullet journalinga’ 그리고 finančne pozornosti.

Instagram에서 이 게시물 보기

There's a Japanese art to everything, including how to save up for a house! It's called #kakeibo, and it's catching on for good reason: It claims to help people save more than one-third of their income— which could add up to a down payment on a house pretty quick.⠀ ⠀ Pronounced kah-keh-boh (which means "household financial ledger"), the term and practice was invented in 1904 by Hani Motoko, purportedly Japan’s first female journalist, to help manage household budgets. While the practice is common in Japan, the newly published English translation of the book "Kakeibo: The Japanese Art of Saving Money," by Fumiko Chiba, is currently selling like hotcakes here in the States.⠀ ⠀ Kakeibo promises to help those who follow it save about 35% of their income every month. If you're interested in amassing this sizable chunk of change to buy a house (or, say, overhaul your kitchen), click the link in my bio to find out how kakeibo works, as well as how you can adopt these same habits in your own life.⠀ ⠀ ⠀ ⠀ #mortgageloans #mortgages #mortgage #realestate #realtor #realestateagent #firsttimehomebuyer #mortgageterms #mortgagetips #homeowner #homeownership #property #preapproved #lending #lender #financing #refinance #borrower #firsttimebuyer #forsale #homebuyer #househunting #renter #cleartoclose #settlement #settlementday #home #house #savemoney

님이 공유한 게시물 Sean Maloney (@mortgagemanmaloney) on

1. Na začetku meseca zapišite svoje fiksne stroške in dohodke. Razlika vam bo pokazala, koliko denarja imate na voljo za preostanek meseca.
2. Ocenite vsoto denarja, ki jo želite prihraniti v mesecu, in jo takoj dajte na stran. To je vsota, na katero morate pozabiti in se je ne smete dotakniti med tedenskimi izdatki.
3. Preostanek denarja razdelite na štiri kategorije:

  • preživetje (gre za najpomembnejše stvari, ki so nujne za vaš obstoj)
  • neobvezno (stvari, ki niso nujne, ampak jih lahko kupite)
  • 문화
  • dodatno (stvari, za katere niste pričakovali, da jih boste kupili).

4. Zastavite si realne 목표.
5. Zastavite si obljube.

Zastavite si štiri vprašanja.
Zastavite si štiri vprašanja.

Vsak mesec si morate zastaviti tudi štiri vprašanja:

  • Koliko denarja imam?
  • Koliko denarja želim zapraviti?
  • Koliko dejansko zapravljam?
  • Kakšne izboljšave lahko naredim?

BRB, kupujem finančni dnevnik.

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연도부터 2004 우리는 도시 트렌드를 연구하고 열정으로 영감을 주는 최신 라이프스타일, 여행, 스타일 및 제품에 대해 매일 팔로워 커뮤니티에 알립니다. 2023년부터 글로벌 주요 언어로 콘텐츠를 제공합니다.