We can see more and more electric cars on our roads. In doing so, we can compete for a subsidy or credit, which makes the purchase of an electric car more affordable and attractive.
The automotive world will be significantly different in the future, because it is electricity the one that will shape our future. There is almost no car manufacturer that does not have one form or another in its offer electrified cars. That there will be a transfer with pumps on charging station lighter, it can also help us with various measures country. It offers through the Eco Fund financial measures, which encourage the purchase of environmentally friendly vehicles. And what are the three essential reasons to buy an electric car today?
1. Subsidy of the Eco Fund of Slovenia
2. Credit up to 40,000 euros
3. Credit rating for company vehicles
1. Subsidy of the Eco Fund of Slovenia
Eco fund respectively Slovenian Environmental Public Fund works in the field environmental investments, protection environment and sustainable development. One of his tasks is also encouragement ecologically oriented solutions in the form of subsidies. It is possible to obtain a subsidy in the amount for an electric car up to 7,500 euros, and for the remaining forms of electrified cars, these may also be the case lower. The incentives started in the year 2004, when they subsidized 3 purchases of an electric car, in the year 2018 but there were already 190.
2. Credit up to 40,000 euros
Eco fund also offers credits, which are intended for environmental, sustainable and other investments. Among them is also cheap lending when buying new or used electric car. We can get honey 1.500 and 40.000 euro credit, with interest rate three-month Euribor + 1.3 %. The repayment period is easy up to 10 years. Lending to the Eco Fund it is not limited by the Bank of Slovenia's recent measures, as it is not a commercial bank or savings bank. If you decide to take out a loan in the amount of 40,000 euros and paid it off 10 years, would be ours monthly annuity 355.65 euros. When we think about credit, we have to add insurance costs, credit management costs and the costs of concluding a credit agreement to the costs.
3. Credit rating for company vehicles
In this case it is about the creditworthiness of the tax impact of using a company car for private purposes. If the employee uses the company car for private purposes, this is considered a benefit, and thus increases the employee's tax base. Until now, this limit was set at 1.5 % of the car's purchase price per month. With an electric car, this is also different. In this case, the so-called creditworthiness is only 0,3 %, which is definitely a noticeable difference. It often happens that an employee falls into higher income tax class, whereby he may suffer greater financial consequences. With the introduction of a more favorable credit rating, the likelihood of this happening will be significant smaller. Of course, even in this case, they are specified exceptions, and their knowledge requires in-depth knowledge of the functioning of the tax system.
You also have to think about fact, that subsidies and loans with an extremely low interest rate they will not grant forever. When the quota of electric cars is reached, which will be sufficient for the direction of the Eco Fund, or when there are already too many, these subsidies for the state will simply will no longer be relevant.
