Is school or studies coming to an end for you? Did you perhaps get a job or turn 26 this year? Then be sure to find out how you will arrange supplementary health insurance.
Why supplementary health insurance?
Compulsory health insurance in most cases covers only part of the costs of health services, which are a right from compulsory health insurance. It covers the difference up to the full value of medical services supplementary health insurance.
If you no longer have the status of a student, or if you are 26 years old, or when you apply to the Employment Office, you become liable for additional payments. That means you need it now supplementary health insurance, with which you avoid high medical costs. Namely, if you get sick or you get injured and need medical help, you have to pay part of the costs of medical services out of your own pocket without supplementary health insurance. These surcharges can be very high. With the conclusion supplementary health insurance and the Health Guardian, Vzajemna, covers the surcharges.
Top benefits
When taking out the insurance, Health Guardian, Mutual offers a lot of benefits. Young people under the age of 27 receive an Extreme Vital gift voucher worth EUR 35 and a Freegun coupon for a 50 % discount on underwear. In addition, upon inclusion in the Varuh zdravna loyalty program, they also receive a t-shirt, a 20 EUR mutual credit and other benefits, which you can read about on the website nipanike.si.
But that's not all! One year of free use of Dr. service is also available. Consultation, which provides a free consultation with a doctor 24/7 through popular chat applications and Freegun underwear when taking out any additional insurance. If you decide to enter into a contract via the website mutual.si/nipanike, and you receive 3 % discount on the premium.
Important
Take out the insurance within 30 days from the moment you become liable for the additional payment, and it will start to apply to you the very next day. If you miss the deadline, according to the law, the insurance will only come into force 3 months after the conclusion, which means that you will have to cover the medical expenses yourself during this time. If you do not get insured on time, your premium will increase by law by 3 % for each year that you are uninsured.
Loss of status means loss of student vouchers
But the loss of student vouchers usually means it's about time young people learned to cook. Guardian of health, Vzajemna and Žiga Gabrovec created a cooking mini-series "No vouchers? No panic!", in which everyone can learn to cook. Follow him on nipanike.si.
