2021 is predicted to be the year of the bull, which in financial market terminology means that it will be fantastic and relatively unique. There is optimism in the market, money is available and investors are willing and, most importantly, optimistic. This is also why a lot of people are for the first time really thinking about transferring funds from bank deposits to the world of securities and cryptocurrencies. Even in Slovenia, where this is not common or is not anchored in the culture of "saving" and refinement.