If you constantly wonder where you spent your money, think about what your habits are. Just making these simple and small changes can save you a great deal of money.
You buy something too often you don't even need it? You acquire things because you want to enjoy the luxury that yours enjoy friends? Impulsive are you shopping? All these seemingly small habits they can cost you a few hundred euros in savings. So that at the end of the month yours storage tank was filled, implement these small changes in your life.
1. Do it yourself.
Costs can be avoided by doing simple tasks yourself. Cook yourself lunch at home, sew shirt, fix it bike, paint over room. In this way, you will not only saved money, but also gained knowledge about new skills. Perhaps an activity becomes yours a hobby.
2. Avoid impulse buying.
When you're shopping and you see a product you're into fall in love at first glance, wait. Make a note of what's wrong with you like it, but don't buy it right away. Ask yourself whether in a month or a year you'll be glad you bought it. Come back to him in a few days or weeks. If you still want it, buy it. In this way you can you avoid impulsive shopping.
3. Status doesn't matter.
If yours wallet it cannot match the activities of your friends who enjoy luxurious things just for the sake of it status values of these, simply give up such activities. Go to an activity that suits you really like it and also affordable more accessible.
4. Online banking
S online banking it will be easier for you to keep track of where you are money wasted. As well as how much you are saved. To keep you up to date, you can also install it on your phone SMS notification: for each purchase, you will immediately receive a message about the consumption. So you will have control over it, how much money you spent.
5. Buy quality products.
Spend more of money for quality products that you absolutely need and you use them most often (computer, furniture, kitchen utensils...). In this way, you will save significantly more money than if you shop more often lower quality products.
6. Avoid the limit.
When shopping, spend cash or amount on card. Stay away limit credits that fool you that you have money when you don't. Be aware that the limit you will spend will also have to to repay.
7. Be active at night.
We know they are water and electricity cheaper in the evening. Do it housework in the evening – in this way you can reduce unnecessary expenses and save some money.
8. Rule of 5 questions
Desire or the need? Do I really need this thing? Can I see myself using it? How often do I use it? Is it worth the money?
9. Be content with what you have.
Learn to love the things you already have. In this way, you will save an incredible amount of money.
